FOMO App Referral Code SMARTUSER: How to Get 10% Off Trading Fees

What is the FOMO app referral code?

The main FOMO app referral code is SMARTUSER. A referral code is a short word that an existing user shares with friends. When a new user types it in during sign-up, FOMO links the two accounts and gives the new user a reward. On FOMO, that reward is a 10% discount on trading fees.

Referral codes are one of the simplest ways to lower your costs on a trading app. Instead of hunting for a limited-time promotion, you enter one word once, and the benefit follows your account. You don't need to buy anything extra, subscribe to anything or share personal details with anyone other than FOMO itself.

The code is written in capital letters: S-M-A-R-T-U-S-E-R. It has no spaces, numbers or special characters, which makes it easy to type on a phone keyboard without mistakes.

How do you claim 10% off FOMO trading fees?

Claiming the discount takes about two minutes. Follow these four steps:

1. Download the FOMO app from the App Store or Google Play, or open fomo.family/r/SMARTUSER on your phone.
2. Tap “Sign up” and create your account with your email or phone number.
3. Enter SMARTUSER in the “Referral code” or “Invite code” field. If you used the link, it's usually filled in for you.
4. Fund your account and start trading. The 10% trading fee discount is applied automatically.

The most important detail is timing: the code must be entered while you create your account. Referral codes are tied to account creation, so it's much harder to add one after you've already signed up.

How much can you save with 10% off trading fees?

Your savings depend on how often you trade and how big your trades are. Because the discount is a percentage of the fee, it grows with your activity: the more you trade, the more you keep. The table below shows the idea using simple example numbers — they are not FOMO's actual prices, just an illustration of how a 10% discount adds up.

For active traders, a 10% discount can easily be worth more than a one-off sign-up bonus, because it keeps working month after month. Check the fee screen in the app before you place a trade to see your exact costs.

Who can use the SMARTUSER code?

The code is meant for new FOMO users. If you have never had a FOMO account, you qualify. A few simple rules apply to almost every referral programme, including FOMO's:

• You can only use one referral code per account.
• The code must be entered during sign-up, not afterwards.
• You can't use your own referral code on a second account.
• FOMO sets the terms of its referral programme and can change them, so always check the offer shown in the app.

Why use a referral link instead of typing the code?

Both methods give you the same 10% discount. The referral link fomo.family/r/SMARTUSER is simply the quickest route: it opens FOMO and usually fills in the code for you, so there's no chance of a typo. If you've already downloaded the app, typing SMARTUSER manually works just as well.

If you're signing up on a desktop computer first, copy the code somewhere safe so you have it ready when the app asks for it.

Is the FOMO app referral code free?

Yes. Using the SMARTUSER code costs nothing. It doesn't add a subscription, a hidden charge or any extra step to your account. In fact, it does the opposite: it reduces what you pay every time you trade. You only ever pay FOMO's normal trading costs, minus your 10% discount.

Remember that trading always involves risk. A lower fee makes each trade cheaper, but it doesn't make trading safe. Only invest money you can afford to lose, and never trade just because other people on the app are.

Bottom line

If you're about to join FOMO, there's no reason to sign up without a code. Enter SMARTUSER when you create your account, or use the link fomo.family/r/SMARTUSER, and you'll pay 10% less on your trading fees from day one. It takes seconds, it's free, and the saving keeps adding up the more you trade.

Frequently asked questions

Related guides

• FOMO app referral code: SMARTUSER (main guide)